Pluto for e-commerce and retail chains
The all-in-one spend management platform for high-growth e-commerce and retail companies
Pluto consolidates procurement, payables, petty cash and corporate cards so that e-commerce companies and retail chains can manage spend easily across the organization.
Up to 2% unlimited Cashback* on over 100+ Currency Spends using Pluto Card
4.6 stars from
400+ reviews
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4.8 / 5.0 star from Finance Professionals
Trusted by the largest UAE Finance Teams
TVC & Music Video Production
Government Services
Aviation Company
Transportation
Travel
Largest Chemical Distributor
Real estate platform
Beauty
Transportation
TVC & Music Video Production
Government Services
Aviation Company
Transportation
Travel
Largest Chemical Distributor
Real estate platform
Beauty
Transportation
Real Estate
Mobile Car Services
Proptech company
Advertising and PR
Media
Media
Public Relations
Payments platform
Real Estate
Mobile Car Services
Proptech company
Advertising and PR
Media
Media
Public Relations
Payments platform
Get visibility and control of spend across branches and locations
Make global payments • Track multi-location spending • Digitize petty cash.
Control Every AED Spent
Set spend controls based on SKU, vendor, department, branch or location and get real-time visibility into what is being spent and where.
Replace Petty Cash
Digitize and eliminate petty cash by instantly issuing budgeted virtual and/or physical cards to hundreds or thousands of employees, ensuring immediate access to funds.
Pay vendors in 200+ countries
Avoid painful wire fees with global card acceptance. Get unlimited 2% cash back on 100+ currency card spend.
Integrate with Pluto in 5 minutes
Integrate your accounting software with Pluto and automate reconciliation with your GL codes & tax codes. Transactions happen using Pluto’s Corporate Cards, Reimbursements & Pluto’s Account Payables module - they then sync with your accounting GL code for easy imports.
Spend management that scales with your e-commerce or retail business
Card & Budget control
Set spend rules
Assign budgeted corporate cards to employees to track how much is being spent.
Set daily, weekly, or monthly transaction limits to prevent overspending.
Create vendor-specific cards that allow transactions to be made at specific merchants only.
Security measures
Eliminate fraud and abuse
Set up an alert to notify you of upcoming payments or schedule payments in advance based on your financial schedule. Automate your invoices and get a real-time overview to avoid late payment penalties.
Lock or freeze cards instantly from your Pluto app.
Unlock funds in real time to avoid overspending or misuse.
Enable your company's policy to ensure in-policy transactions only.
real-time reporting
Gain 100% visibility
Monitor all branch expenses globally from a single dashboard.
Get real-time insights into how much is being spent, by SKU, vendor, department, branch or location.
Make informed decisions based on real-time data without manual effort.
Get cost and spend reporting by SKU, vendor, department, branch, location & more
Security measures
Use Pluto’s corporate cards anywhere
With Pluto's corporate cards, your employees gain the freedom to use their cards at the most suitable and economical merchants that welcome Visa or Mastercard across 200+ countries.
Simple solutions made for your team
Capture invoices & receipts on WhatsApp
Upload invoices via e-mail forwarding, Whatsapp images, or simply drag & drop them into Pluto’s Invoice Inbox. Streamline receipt submission for your team by enabling receipt uploads via WhatsApp for any business expenses incurred.
Upload your receipts also via
Automate multi-layer approval workflows
Ditch e-mail follow-ups and delays. Set up and automate multi-layer approvals based on budget and policies through a single interface.
Manage domestic and global cash flows seamlessly
Get alerts for upcoming payments or schedule payments in advance to avoid penalties. Automate your invoices and get a real-time overview of cash flows across locations in a central dashboard.
How Pluto works
Issue corporate cards
Equip every employee with our powerful corporate cards.
Full control and visibility
Monitor spend on each SKU, vendor, department, branch or location through Pluto's dashboard.
Effortless approvals
Define a hierarchy & have expenses follow a structured approval process.
Automated reporting
Access insights in real-time. Whether it's daily, weekly, or monthly reports, our platform generates the data you need at the frequency you desire.
Helping MENA Teams Manage their Finances
Works with your existing bank account. Accepted in 200+ countries.
© Pluto Card is a Pluto Financial Services Inc. company 2025
1 The maximum cashback that can be received on a transaction is 2%. Cashback received varies depending on several factors including the tier of Pluto subscription, type of payments made and other factors.
2 Free invoice payments are available for customers who use “Pay via Pluto” on any International FX Payments that are greater than $6,000 USD in value.
The Corporate Prepaid Card Program is provided by Pluto through Nymcard Payment Services LLC under the applicable payment network and Bank Identification Number Sponsorship of Mashreq Bank PSC. This is pursuant to the license by Visa® Inc and Mastercard and is available for the residents of UAE subject to Terms and Conditions of use.
Pluto Technologies Limited, DIFC is provider of the technology platform for ‘Pay via Pluto Product’ while the payment services are offered by InterPay Limited (Trade Name TransferMate Global Payments) under its regulated license from the Central Bank of Ireland as an Electronic Money Institution under registration reference number C42802.
In UAE, Interpay Ltd t/a TransferMate is Authorised by the Dubai Financial Services Authority (DFSA) to operate a Representative Office under license no. F005449.
More information InterPay Limited can be found at https://www.transfermate.com/