Pluto for agencies and Consulting businesses
The #1 spend management software for high-performance agencies
Track your client, project and agency receipts, invoices and expenses using Pluto’s end-to-end expense management, approval and finance automation platform.
Pluto customers save an average of 26% per month in finance teams time.
4.6 stars from
400+ reviews
.svg)
.svg)
.svg)
4.8 / 5.0 star from Finance Professionals
Trusted by the largest UAE Finance Teams
TVC & Music Video Production
Government Services
Aviation Company
Transportation
Travel
Largest Chemical Distributor
Real estate platform
Beauty
Transportation
TVC & Music Video Production
Government Services
Aviation Company
Transportation
Travel
Largest Chemical Distributor
Real estate platform
Beauty
Transportation
Real Estate
Mobile Car Services
Proptech company
Advertising and PR
Media
Media
Public Relations
Payments platform
Real Estate
Mobile Car Services
Proptech company
Advertising and PR
Media
Media
Public Relations
Payments platform
Control all spends in Pluto & get unparalleled visibility into your agencies spending
Pluto allows your to automate your corporate card, employee reimbursement, per diem, purchase requests & bill payments processes. Stay within budget, streamline billing & control spend closely with minimum efforts.
Prevent overspending on client budgets
Set strict spending budgets on cards tailored to clients, projects, and subscriptions to curb overspending. Collect receipts easily using WhatsApp. Auto-lock cards in case of policy violations and unauthorized transactions.
Streamline client billing
Integrate expense data seamlessly into your accounting systems and ERP to consolidate and bill client expenses rapidly.
Track spend at a granular level
Get detailed visibility into agency spend with Pluto’s real time analytics and insights specific to clients, projects, subscriptions and more.
Manage Employee Reimbursements
Create a reimbursement & per diem policy through multi-layer approval workflows flows and automated policy enforcement.
Purchase Requests, Bill & Invoice Management
Allows employees to create purchase requests that are dynamically sent to appropriate approvers & to procurement as needed.
Capture all of your bills, invoices & payables in one place for processing across teams.
Pay vendors locally & internationally
Pluto allows you to make fast, low-cost global transfers & payments to 140+ currencies & 200+ countries using our integrated partners allowing you to pay your vendors & suppliers globally while ensuring internal compliance, control and no hidden fees.
Pluto’s deep focus on employee, & finance team experience ensures that you are able to drive company wide adoption of your purchasing & spending policies making spend controls easy & scalable.
Spend management software that your employees will love using
WHATSAPP RECEIPT COLLECTOR
Collect receipts using WhatsApp on the move
On the move? Pluto allows you to submit receipts for card transactions or reimbursement & per diem requests directly using WhatsApp or our mobile app available for iOS & Android.
This means that you never have to spend hours collecting, storing & scanning physical receipts when you are on the move.
EMAIL-TO-CAPTURE INVOICE & RECEIPT PROCESSING
Process E-mail receipts & invoices in one click
Pluto allows you to instantly forward receipts & invoices within your e-mail with a simple forward to a dedicated document inbox.
Here is how it works:
Simply forward the e-mail with the supporting document to your unique Pluto inbox ID.
Pluto will automatically capture the document, OCR it, extract the key information and save it for processing later.
AI BASED OPTICAL CHARACTER RECOGNITION (OCR)
Reduce administrative burden with intelligent OCR
Simply snap a picture of the receipt or invoice and Pluto will automatically fill all key information within a few seconds.
Pluto’s OCR supports multiple languages including Arabic. Reduce manual data input work instantly.
Spend management software that gives you deep controls & customizability
Pluto delivers unparalleled control and customization, ensuring easy and scalable adoption of spend policies across your organization.
Corporate Cards with Automated Budget Controls
Set spend rules
Assign budgeted corporate cards to employees to track how much is being spent.
Set daily, monthly, yearly or one-time transaction limit to prevent overspending
Create project, client, and subscription-specific cards that allow only approved transactions to be made.
ENSURE INTERNAL COMPLIANCE AUTOMATICALLY
Automatic duplicate receipt & out-of-policy spending detection
Set up alerts and automate your invoices to get a real-time overview and avoid late payment penalties.
Detect duplicate receipt or invoice submissions automatically.
Automatically lock cards if receipts aren’t submitted within your company’s closing period.
Unlock funds in real time to avoid overspending or misuse.
Create cards that automatically lock if used outside of pre-approved vendors.
APPROVAL ENGINE
Cuztomize approval workflows as per your company’s needs
Because all spend requests go through Pluto, you never have to manually approve requests via e-mails. Pluto allows you to create custom approval workflows based on your company’s needs to ensure your agency spending is always under control & fully auditable.
DYNAMIC FORMS
Customize Pluto to capture the information you need
Whether it is card, reimbursements, procurement or our bill management module, Pluto allows you to fully customize each form so that your employees are submitting the right information. Need to assosciate a spend with Client ID, Trip information or other company specific attributes? No problem, use Pluto’s dynamic forms to instantly add to the platform.
Get cost and spend reporting by project, client, subscription & more
Integrate with Pluto in 5 minutes
Integrate your accounting ERP with Pluto and automate reconciliation with your GL (General Ledger). Transactions happen using Pluto’s Corporate Cards, Reimbursements & Pluto’s Account Payables module - they then sync with your accounting GL instantly.Connect your HR platform to Pluto for simplified user access management.
© Pluto Card is a Pluto Financial Services Inc. company 2025
1 The maximum cashback that can be received on a transaction is 2%. Cashback received varies depending on several factors including the tier of Pluto subscription, type of payments made and other factors.
2 Free invoice payments are available for customers who use “Pay via Pluto” on any International FX Payments that are greater than $6,000 USD in value.
The Corporate Prepaid Card Program is provided by Pluto through Nymcard Payment Services LLC under the applicable payment network and Bank Identification Number Sponsorship of Mashreq Bank PSC. This is pursuant to the license by Visa® Inc and Mastercard and is available for the residents of UAE subject to Terms and Conditions of use.
Pluto Technologies Limited, DIFC is provider of the technology platform for ‘Pay via Pluto Product’ while the payment services are offered by InterPay Limited (Trade Name TransferMate Global Payments) under its regulated license from the Central Bank of Ireland as an Electronic Money Institution under registration reference number C42802.
In UAE, Interpay Ltd t/a TransferMate is Authorised by the Dubai Financial Services Authority (DFSA) to operate a Representative Office under license no. F005449.
More information InterPay Limited can be found at https://www.transfermate.com/