The most powerful corporate cards for UAE businesses

Pluto’s corporate cards simplify managing business expenses by providing real-time tracking, automatic categorization, and integration with major accounting software like Xero and QuickBooks. This results in significant time savings in reconciliation and enhances financial accuracy. Additionally, Pluto's cards allow for issuing unlimited virtual and physical cards, complete with budget controls, ensuring compliance and preventing overspending. This makes them an invaluable asset for UAE companies aiming to maintain strict budget oversight and improve expense management efficiency.

A corporate card provides employees with a payment tool for business-related expenses directly linked to the company's financial account. Here's how it typically operates:

1. Issuance: The company issues the corporate card to an employee based on their role and spending needs.
2. Use for Expenses: Employees use the card for eligible business expenses, such as travel, client meetings, or office supplies.
3. Spending Controls: Companies can set specific spending limits and restrictions on each card, which can include daily limits, merchant category restrictions, or even geographic limitations.
4. Tracking and Reporting: All transactions made with the card are tracked and recorded automatically. This data can be accessed through the company’s spend management platform.
5. Integration with Accounting: Transactions are automatically categorized and synced with the company’s accounting software, facilitating real-time financial tracking and easier reconciliation.
6. Review and Approval: Transactions can be reviewed and approved by managers or finance teams, ensuring compliance with company policies.

Yes, Pluto’s corporate cards offer up to 2% cashback on eligible transactions, making it an ideal choice for UAE businesses looking to save money while managing expenses efficiently.

The best cashback corporate card in the UAE depends on your business needs, but Pluto stands out with up to 2% cashback, advanced budget controls, and seamless integration with accounting software.

Corporate cards are issued to employees to manage business expenses, with the company holding payment liability. Credit cards can be personal or business-oriented, with liability depending on the card type. Corporate cards often feature enhanced controls for business spending and integration with accounting systems, while credit cards typically focus more on personal benefits like rewards or cash back.

Pluto’s corporate cards offer unbeatable rewards that directly benefit your bottom line:

• Up to 2% Unlimited Cashback: Earn cashback on every transaction, with no limits. The cashback amount varies depending on the Pluto subscription tier and the type of payment made, ensuring you maximize returns on business spending.
• Free International Payments: Use “Pay via Pluto” to enjoy free invoice payments for any international transaction over $6,000 USD.

Pluto's corporate cards are specifically designed for business use only. Each card comes with automated budget controls and built-in compliance features, ensuring that all transactions align with your company's spend policies. Personal expenses are not allowed and can be flagged if they violate the set guidelines.

To keep your business spending streamlined and compliant, it's best to reserve Pluto's corporate cards for official expenses only.

The key difference between business cards and corporate cards lies in scale and control:

• Business Cards are typically suited for small businesses and startups. They may offer basic features for managing expenses, but often require the business owner's personal credit backing or a personal guarantee.
• Corporate Cards, like Pluto’s, are designed for larger enterprises and come with advanced features. Pluto’s corporate cards offer:some text
  • Automated Budget Controls: Set strict spending limits and policies that ensure compliance across teams.
  • Unlimited Virtual and Physical Cards: Issue cards to entire teams with full visibility and control.
  • Real-Time Expense Reconciliation: Sync all transactions to your accounting software for streamlined reporting.

Corporate cards give finance teams more control, flexibility, and scalability, making them ideal for larger organizations that need to manage spending across multiple departments.