What is Pluto Card?
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Contents
Key Takeaways
What is Pluto Card?
At Pluto, we believe better expense management should be within everyone's reach. We solve MENA finance teams' pain points by replacing their business credit cards with Pluto corporate cards to help manage their expenses, saving them time and money.
How do we do that?
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Create Unlimited Corporate Cards
When multiple employees have access to one company credit card, it can be difficult for finance teams and business owners to track how much is being spent and where.
The result: everyone texting the CEO or CFO for OTPs during important meetings.
Pluto makes it easy to create and distribute virtual and physical corporate cards to each employee. Not only does this minimize fraud risk, but it also makes expense tracking simpler for finance teams, CFOs, and CEOs.
With Pluto’s unlimited corporate cards, you’ll be able to:
- Create virtual cards in seconds.
- Receive physical cards in 1-2 days.
- Use cards for vendor-specific cases.
- Assign every employee a budgeted corporate card.
Spend Control
Are you running ads at a cost that exceeds your marketing budget? Are you providing new hires with an allowance to cover the costs of their office equipment and software, or do you offer employees additional perks such as a monthly gym stipend?
Pluto gives you the ability to set limits and take control of your company’s business expenses, hassle-free.
With Pluto’s all-in-one expense management platform, you’ll be able to:
- Assign virtual or physical cards with spend limits.
- Allocate a specific budget towards daily, weekly, or monthly expenditures.
- Create a single-use purchase card that automatically deactivates once it is used.
- Control spending for different departments by allotting a budgeted amount to be spent.
Goodbye overspending 👋🏼
Reimburse In Record Time
Reimbursements can be a painful process when the end of the month rolls in. Whether you’re scrambling to find lost receipts, trying to match receipts to their expenses, or organizing them in a document, there’s no easy way.
Drag & drop receipts
Pluto makes it easy for employees to list receipts.
Once a business expense is made by an employee, they’ll be able to drag & drop an image or screenshot of the receipt onto the Pluto dashboard.
Yes, as simple as that.
Easily reconcile receipts
Pluto allows you to seamlessly submit your receipts onto the platform. With Pluto, reconciliation is a breeze.
Once a business expense is made:
- Attach receipts to card transactions with just a few clicks.
- Transactions will automatically be categorized.
Add a memo to every transaction.
Get reimbursed in minutes
Waiting till the end of the month to get reimbursed for out-of-pocket business expenses is no longer necessary!
Pluto gives you the opportunity to get reimbursed in minutes.
Once a reimbursable out-of-pocket expense is made, head to the Pluto dashboard to log the expense and get reimbursed as soon as it is approved.
Get Real-Time Data
Your month-end expense report comes in—and you find that you've spent more money than budgeted. Again.
With Pluto, you can stay on top of your expenses at any given moment.
By getting real-time data, you can view reports of your company’s spending and ensure that your company’s finances are in check.
It's simple, Pluto helps you avoid overspending and keep track of your company's finances in real-time.
So what does this mean for you?
- See transactions happening on your cards in real time.
- Receive notifications about every single card transaction, if needed.
- Collect information on which vendors your company is spending the most money with.
- Identify which employees or departments are spending the most.
- Get an overview of the expenses you have incurred daily or month-to-month.
Pluto allows you to adjust if spending has gone off course—and plop some celebratory balloons if it hasn't 🎊!
Integrate With Other Platforms
Every business has multiple platforms, and we know how important it is for them to talk to each other. Pluto's integrations make it easy to get started and ensure you have all the data you need in one place.
Accounting Integration
Pluto syncs your company's transactional data to the most popular accounting platforms through direct integrations so you can automate your accounting and close books faster.
No more end-of-month mayhem! 😅
Mobile Wallet Integration
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With Pluto, you can add your virtual or physical cards to your digital wallet to make transactions seamless and easy.
We support Google Pay, Android Pay, and Samsung Pay.
What Else Does Pluto Offer?
Pluto gives you the opportunity to scale your business, without having to worry about the smaller details.
No FX Fees
Pluto doesn't charge you any foreign transaction fees for using your Pluto corporate card outside of the UAE.
If your business is expanding rapidly and your team is traveling more frequently, you won't have to worry about those pesky charges eating into your profits.
Or if your company needs to pay for subscriptions, contractors, or freelancers in a different country, you can do so without racking up a bill in FX fees.
Remote teams, frequent flyers, or big spenders, we've got you covered!
Accepted Worldwide
Whether your team is distributed, travels a lot, or makes international payments, Pluto’s corporate cards are accepted worldwide.
Advanced Security & Privacy
Pluto is PCI DSS Compliant. We take the safety of your information very seriously; all your data is stored and processed following the highest data protection standards in the industry.
Get Started in Minutes
Pluto's sign-up process takes minutes, not hours. By adopting a KYB and KYC process that can be done within a few clicks, you’ll be making transactions in no time.
- Simple application process.
- No credit history is required.
- Fast approvals.
- Instant card access once approved.
Let us take the hassle out of managing your expenses. Start Using Pluto Today - For Free.
Find out how much your business can save with Pluto
Discover your savings with Pluto's Cost Saving Calculator and take control of your expenses. Unlock cost-efficiency now!
Calculate NowLearn how Pluto is helping Keyper to eliminate petty cash spending and optimize spend management
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Leen Shami, Content Marketing Lead
At Pluto Card, our mission is to assist businesses of all scales make well-informed choices. To uphold our standards, we follow editorial guidelines to guarantee that our content consistently aligns with our high-quality benchmarks.
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Modern finance teams save time & money with Pluto.
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© Pluto Card is a Pluto Financial Services Inc. company 2024
1 The maximum cashback that can be received on a transaction is 2%. Cashback received varies depending on several factors including the tier of Pluto subscription, type of payments made and other factors.
2 Free invoice payments are available for customers who use “Pay via Pluto” on any International FX Payments that are greater than $6,000 USD in value.
The Corporate Prepaid Card Program is provided by Pluto through Nymcard Payment Services LLC under the applicable payment network and Bank Identification Number Sponsorship of Mashreq Bank PSC. This is pursuant to the license by Visa® Inc and Mastercard and is available for the residents of UAE subject to Terms and Conditions of use.
Pluto Technologies Limited, DIFC is provider of the technology platform for ‘Pay via Pluto Product’ while the payment services are offered by InterPay Limited (Trade Name TransferMate Global Payments) under its regulated license from the Central Bank of Ireland as an Electronic Money Institution under registration reference number C42802.
In UAE, Interpay Ltd t/a TransferMate is Authorised by the Dubai Financial Services Authority (DFSA) to operate a Representative Office under license no. F005449.
More information InterPay Limited can be found at https://www.transfermate.com/